About Us

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=90 BGCOLOR="#C0DCC0" TEXT="#080000" bgproperties="fixed" background="04060961excgdu.jpg"> <div> <FONT SIZE="5" COLOR="#000000" FACE="Arial" ><B>SOURCEONE Credit Union</B></FONT><FONT SIZE="1" COLOR="#006633" FACE="Arial" >  </FONT><FONT SIZE="1" COLOR="#660000" FACE="Arial" >  </FONT> |    <U>H</U><A HREF="index.htm" TARGET="_top" TITLE="SOURCEONE Credit Union"><U>ome</U></A></div> <div> <B>About Us</B>   |   <A HREF="id18.htm" TARGET="_top" TITLE="Contact Us"><U>Contact Us</U></A>   |   <A HREF="id19.htm" TARGET="_top" TITLE="Savings Checking"><U>Savings & Checking</U></A>   |   <A HREF="id20.htm" TARGET="_top" TITLE="Loan Info"><U>Loan Info</U></A>   |   <A HREF="id22.htm" TARGET="_top" TITLE="Telephone Teller"><U>Telephone Teller</U></A>   |   <A HREF="id21.htm" TARGET="_top" TITLE="Register to Join"><U>Register to Join</U></A></div> <div> </div> </td> </tr><tr> <td valign="top" width=230 BGCOLOR="#C0DCC0" TEXT="#080000" background="03f12163.jpg"> <div> <IMG SRC="071436b0.jpg" border=0 width="67" height="107" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <div> THE CREDIT UNION DIFFERENCE...</div> <div> Credit Unions differ from banks and other financial institutions in a number of ways:</div> <div> <IMG BORDER="0" SRC="Symb075c00b700dc00009900.gif" HEIGHT="15" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Credit Unions are member owned and operated. We do not have stockholders, like banks, that reap the rewards of serving customers. The money that is earned by the credit union is distributed to our members in the form of dividends. Money retained by the credit union as "capital" remains owned by its membership.</div> <div> <IMG BORDER="0" SRC="Symb075c00b700dc00009900.gif" HEIGHT="15" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">The Board of Directors that runs the credit union is elected by the membership. Each member has one vote regardless of the amount of shares a person owns. The Board is not paid! They are volunteers. They operate the credit union for the good of the group, not for any personal gain.</div> <div> <IMG BORDER="0" SRC="Symb075c00b700dc00009900.gif" HEIGHT="15" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Credit Unions have "fields of membership". Not everyone can join our credit union - you must be an active or retired civilian U.S. Govrnment employee or family member. This structure promotes a more friendly style of doing business, since we all have something in common. </div> </td> <td valign="top" height=390 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> About Us</div> <div> <B>SOURCE</B><I><B>ONE</B></I> Credit Union is a member owned and operated cooperative founded in 1932. Our members are civilian U.S. Government federal employees, including U.S. Postal workers.  Retired civilian federal employees are also eligible to join. Additionally, certain family members can join. (Parents, children and grandchildren).</div> <bR> <div> Members pool their savings (we call them "shares") to loan to other members. Since we are a not-for-profit organization, we pay above market interest rates on our savings and in turn offer very competitive rates on our loans.</div> <bR> <div> Our totally free checking account is a available with no minimum balance, no monthly fee, no per check  fee and pays interest! Debit cards are also available to members who qualify.</div> <bR> <div> Our <I>VISA</I> card offers a low  fixed rate, no annual fee and free credit life insurance protection for members under age 70. Our <I>VISA</I> card has no hidden fees, no trick rate jumps, and no misleading fine print. Free cash advances and balance transfers?...Of Course!</div> <bR> <div>  If our rate is changing we must first notify you in writing and you can decide if you wish to maintain the account. </div> <bR> <div> Secured <I>VISA </I>cards are available for members trying to reestablish their credit worthiness.</div> <bR> <div> We also offer a full range of insurance products through our partnership with CUNA MUTUAL. Members can call  1-800-356-6006 for full details.</div> <bR> <bR> <bR> <bR> </td> </tr></table></body>